Your goals, saved for. with Akawo.
Akawo is personal savings with purpose. Create a goal — flexible, target, or locked — set a deadline if you like, and save toward it at your own pace. Every contribution is recorded and visible in your statement.

Akawo · Personal savings goals
- 3 ways
- flexible, target & locked goals
- Clear
- progress on every goal
- Full
- contribution statements
Why Akawo
Thoughtfully built for trust
Save with a target
Set a goal amount and watch your progress climb. Akawo tracks exactly how much you've saved toward each goal — no guesswork.
Flexible or locked
Save flexibly at your own pace, or choose a locked goal to keep your money committed until you reach your target.
A statement for everything
Every goal comes with a paginated contribution statement, so you can audit each kobo that went in and when.
Plan your future savings
Create future savings schedules against your own active goals, so your saving plan is set in advance and ready when the time comes.
How Akawo works
Simple from start to finish
Create a goal
Give your goal a name, choose flexible or target mode, and set the amount you're saving toward.
Save at your pace
Add contributions whenever you like. Each one lands on the ledger and updates your progress instantly.
Watch it grow
Track your progress and review your full statement. When you hit your target, your goal is yours.
What you get with Akawo
- Goals scoped to you — your data stays yours
- Integer money, decimal precision on display
- Future schedules recorded as intent, never fake success
- Ready for interest products later, safely
Your community's savings,
finally in your pocket.
Join the waitlist and be the first to start your Ajo group when the app goes live.
Free to join · No card required · iOS & Android